Bancard Financial & Sterling Credit Group
Isn’t It Great! As A Value-Add-On-Service, Bancard Financial partnered with Sterling Credit Group to offer a state-of-the-art Credit Repair Service second to none! Since March of 2000, Sterling has put 60,000 people back into the financial world. Together, we have helped tens of thousands of people repair their credit. It’s an amazing feeling to be able to finance a car, or a home, be approved for a credit card or even be able to apply for a job without worrying about your credit rating. With a good credit rating, you can finance items with a lower interest rate and a payment that your family can afford. The Fair Credit Reporting Act gives YOU the legal right to dispute items on your credit reports that may be inaccurate, out of date, incomplete or unverifiable. Bancard Financial’s strength along with Sterling Credit Group know HOW to dispute your credit reports in a way that has produced proven results for 16 years!
Bancard Financial & Sterling Credit Group. Together, we not only repair your credit, We Repair Your Life.
Drive your way to a good credit report. Nearly 30% of Americans have tragically low credit scores. Discover the power of a great credit score! Resolve to Call TODAY and Let us Start Helping YOU!
Contact Us Today
Bancard Financial | Sterling
1. How often should I expect to get mail from the credit bureaus?
Every 36 to 45 days you should expect to get an updated credit report.
2. What should I do with the mailed credit reports that I get from the credit bureaus?
Make copies and send it to us via fax, 214-592-8821, or mail to 2511 W. Morton St. #103 Denison, TX 75020. You can also email credit reports to firstname.lastname@example.org / email@example.com
3. What can you take off of my credit bureau report?
We can take off unpaid collections, charge-offs, repossessions, bankruptcies, medical bills, foreclosures, tax liens, civil liens, judgments, student loans, credit card debt, inquiries, slow pays, old addresses and all incorrect names.
4. Will the accounts you take off my credit bureau report ever come back?
On average only 1 out of 10,000 will re-appear back on your credit when we remove the account.
5. Who are the three Credit Bureaus?
Experian, Transunion and Equifax.
6. How long does information remain on my report?
Credit bureaus report credit information for a period of seven (7) years. Some states have special provisions for collections and paid liens. Chapter 7, Chapter 11 and Chapter 13 Bankruptcies are each reported for 10 years and the date is measured from the date of the filing.
7. Why do Credit Bureaus NOT WANT me to use a Credit Repair Company?
The credit bureaus will tell you that it is easier and less expensive to do it yourself. While it may be true that you have the right to repair your credit yourself, many individuals do not have the time, experience and organizational savvy necessary to deal with bureaucracies. You must also spend hours of study to gain a working knowledge of the consumer laws available to you. Many who start repairing their credit turn to a credit repair company after months of work.
8. How long would it take Bancard & Sterling to repair my credit?
There is no definite answer, only definite advantages as the time varies depending on the initial credit status of each customer. On average it takes between 90 to 180 days for Sterling Credit Group to repair your credit, as long as YOU are sending the credit bureaus back in a timely manner? (You have to participate in your own rescue here)
9. Does paying off my bills repair my credit?
The credit reporting system doesn’t work that way. When you pay an old debt, the negative credit listing doesn’t disappear. In fact, it re-ages and the seven year clock begins again with that negative listing. The most ironic thing is that a paid, current negative listing is not any better than an unpaid negative listing.
10. How does a Credit Bureau make money?
A credit bureau is a commercial business. It makes money by selling your credit report to others. A person with bad credit means more business for them as such a person applies for credit about ten (10) times more than a person with good credit.
11. Who can see my credit report?
Anyone who wants information for a business transaction between you and them may obtain your credit report. This may include an insurance company, a prospective landlord, a prospective employer, a collector or a government official.
12. Why should I use a Credit Repair Company?
The most common reasons are that individuals either have already tried themselves with limited results, or they just don’t have the time to undertake this task. If you decide to use us, you can be assured that you will be receiving the best assistance and service possible.
13. How do Bancard & Sterling do this legally?
Disputing your credit report is your right. Credit restoration is as legal as pleading “not guilty” in a court of law.
14. Do you guarantee your service?
If we do not improve your credit profile, we will refund your money!
Download the App right here and get started TODAY!
Frances C., Denison, TX
Paul G., Dallas, TX
Eddie L., Calera, OK
Paul H., Denison, TX
Tony H., Mortgage Banker, Mortgage, Now, Atlanta, GA
Garrett R., Branch Manager, Benchmark Home Loans, Roselle, IL
Robin L., Austell, GA
Dave W., Benchmark Branch, Brentwood, TN
Roland B., Southmayd, TX
Sheila T., Daphne, AL
Pam C., Colbert, OK
Traci B., Temple
Alex K., King Financial Group, Albuquerque, NM
Renee H., Katy, TX
Robin H., Houston, TX