Merchant Account Fees: Affordable and Competitive
For Retail and Online Businesses
There are many factors that determine your merchant account fees. Despite this, every merchant is different, and an exact dollar amount cannot be determined until we can learn about your business.
Usually, within five minutes, we can pre-qualify you over the phone. This will also guarantee that we don’t waste any of your valuable time. However, most Off-shore banks do not assign rates due to risk until after acceptance. Some factors that help determine your merchant account fees domestically include:
- Industry type
- Risk
- Processing history
- Expected monthly turnover
To get started today, just click the button below.
How to Determine Merchant Account Fees
When searching for merchant services, figuring out the merchant account fees can become overwhelming. Some payment processors try to sell you on a low discount rate and lead you on without even knowing your name. At Bancard Financial, we take the time to get to know you and your business and become more personable, so we can deliver the best possible credit card processing solution and let you know exactly what you will have to pay and when.
For a more specific estimate of merchant account fees you may have to pay, contact one of our live merchant Account Executives today by calling 1-888-384-4888. Outside of US: 1-213-373-4653 #TalkSoon
Merchant Account Fees FAQ
Click to expand each section and learn more about our merchant account fees.
- Merchant Account Fee
- Transaction Fee
- Discount Rate
- Merchant Account Registration Fee
- Monthly Statement Fee
- Chargeback Fee
- Refund Fee
If you are uncertain of any merchant account fees listed in your bank’s terms and conditions, be sure to ask before signing and returning your contract.
- Daily, three days in arrears
- Weekly, one week in arrears
- Weekly, two weeks in arrears
Your acquiring bank will determine your payout schedule. You will receive payouts from your acquiring bank via wire transfer to the bank of your choice. Payouts are available in 18 major currencies.
| Processing Week | Sales Volume | Amount Withheld | Payout Week and Amount |
| January 2-8 | $10,000 | $1,000 | July 2-8 for $1,000 |
| January 9-15 | $15,000 | $1,500 | July 9-15 for $1,500 |
| January 16-22 | $20,000 | $2,000 | July 16-22 for $2,000 |
*Please note that the rolling reserve fund only applies to high risk, international and third party merchant accounts.
- E-Commerce Merchant Accounts
- MOTO Merchant Accounts
- High Risk Merchant Accounts
- Offshore Merchant Accounts
- International Merchant Accounts
- Third Party Merchant Accounts
Contact us online or call us toll-free at 1-888-384-4888 to figure out what type of merchant account is best for your business.
Call Us Today for Your Free Quote
At Bancard Financial, we take all of your important business factors into consideration when preparing your free merchant account quote. A trained Account Executive will make sure you have all the information you need before signing any Agreement, including the costs you will have to pay. If you are ready to receive your free quote, simply click the button below. Speak directly with an Account Executive by calling 1-888-384-4888.